Looking for Home Insurance in Southaven, MS?

Owning a home means you may have invested a significant amount of your income in your home. If you’re a new homeowner, you may wonder what your insurance covers and whether you’ve made the right decisions regarding your insurance policy. Even if you’ve owned your home for some time, you may not have reviewed your coverage in years with your insurance agency in Southaven, MS.

At Hawsey Insurance, our agents conduct complementary reviews/ for home insurance in Southaven, MS. If you are missing any significant coverage, we’ll help you find the most affordable rates to protect your home and belongings.

Is Home Insurance Required in Mississippi?

Mississippi state law does not require you to have home insurance. However, if you have an outstanding mortgage on your property, your lender will probably require you to carry certain home insurance coverage. Additionally, unpredictable weather patterns frequently impact Southaven, Mississippi, and the surrounding states. Therefore, it benefits you to protect your family against financial loss due to extreme weather and other insurable disasters.

Working with the knowledgeable agents at Hawsey Insurance gives you access to a number of different insurance providers. We can help you search through the available offers to get the best insurance at reasonable rates.

What Does Home Insurance in Southaven, MS, Cover?

Most home insurance policies have three key areas of coverage:

  • The house, outbuildings, detached garage, fences, and sheds
  • Your furniture, clothes, and other belongings
  • Liability coverage for accidents and injuries on your property

As an independent insurance agency in Southaven, MS, Hawsey Insurance advocates for you and your family to help you get the coverage you deserve.

Types of Home Insurance to Consider

We recommend the following home insurance in Southaven, MS:

  • Dwelling coverage: Covers the main structure of your house.
  • Personal property coverage: Covers your clothing, furniture, jewelry, and other belongings up to your insurance limit.
  • Other structures: If you have a shed, garage, or fence, you may need other structures insurance.
  • Liability protection: Pays for property damage for a third party while on your property.

Residential Insurance Agency in Southaven, MS

Hawsey Insurance offers an experienced team of personal insurance agents with two decades of experience. You can get a free online quote, schedule a policy review for your home insurance in Southaven, MS, or come to any of our office locations for an in-person consultation.

Contact Hawsey Insurance in Southaven, MS to discuss your home insurance questions. We invite you to browse through our blog for more advice on all your insurance needs. You can also visit our offices in Jackson and Madison at your convenience or call 601-856-7707 to make an appointment.