General Liability Insurance Mississippi

general liability insurance Mississippi

An Overview of General Liability Insurance in Mississippi

General liability insurance in Mississippi is a crucial safeguard for businesses. As a business owner, you carry the responsibility of ensuring smooth day-to-day operations. In addition, you also want to protect your employees and property from potential injuries and damages. At Hawsey Insurance, we understand the significance and pressures of fulfilling these responsibilities. Our knowledgeable team of brokers is here to assist you in creating a policy that prioritizes the best interests of your business. Our aim is to provide you with the necessary commercial insurance in Mississippi so that you can focus on serving your customers and increasing your profits.

One of the key policies we offer is Commercial General Liability insurance. This coverage can prevent significant financial losses in the event that your business faces a lawsuit or is held legally responsible for bodily injury or property damage. By selecting the appropriate policy, you can have most of your medical expenses, attorney fees, settlements, and reimbursements covered.

Commercial Insurance in Mississippi Offered by Hawsey Insurance

Here are some key types of commercial insurance coverage to consider in order to protect against unexpected circumstances:

  1. Premises Liability: This coverage protects your business from claims arising due to accidents or injuries that occur on your premises.
  2. Products and Completed Operations: This coverage offers protection against claims related to your products or services, including any damages caused by faulty products or incomplete work.
  3. Premises Medical: If someone sustains an injury on your premises, this coverage can help cover their medical expenses.
  4. Fire Legal Liability: This coverage provides protection in case your business is held responsible for fire damage to rented premises.
  5. Casualty Coverage: This coverage protects your business from various types of liability claims, such as libel, slander, or false advertising.

Protecting Your Business with More than a General Liability Policy

In addition to general liability insurance in Mississippi, we offer other specialized forms of coverage. For example:

  • Garage Keeper’s Liability: If you operate an auto service business, this coverage will protect your customers’ vehicles from damages caused by fire, vandalism, theft, or other incidents.
  • Employment Practices Liability: This option safeguards your business in the event of an employee’s legal rights being violated, providing protection against lawsuits arising from such violations.


Furthermore, we provide additional types of commercial liability coverage to ensure the safety and longevity of your business. These include:

  • Foreign Liability: If your employees travel internationally for business purposes, this coverage protects them and your business against injuries, damages, and lawsuits that may occur abroad.
  • Liquor Liability: Whether you run a liquor establishment or host office parties or special events where alcohol is served, this coverage protects your business from damages and injuries for which you may be held legally responsible.
  • Concession Liability: If you have a special event stand, this coverage ensures that you are protected against damages, accidents, or injuries sustained by pedestrians.


Given the variety of liability coverages available, it is essential to consult with a specialist at Hawsey Insurance to determine the best options for your business. We are here to guide you and provide the necessary information to make informed decisions about protecting your business and its future with appropriate commercial insurance policies.

Call Hawsey Insurance at 601-856-7707 to request a quote for general liability insurance as well as additional commercial insurance in Mississippi. Feel free to contact us online or make an appointment to stop by our Madison, Jackson, and Southaven, MS offices.