Get a Restaurant Insurance Quote and Protect Your Business Today

Running a restaurant is about more than great food and customer service—it’s about managing risk and protecting your investment. From kitchen fires to customer injuries and employee accidents, the restaurant industry faces unique challenges every day. That’s why securing the right insurance coverage is essential.

At Hawsey Insurance, we specialize in helping restaurant owners find comprehensive protection at competitive rates. Whether you run a small café, food truck, or fine dining establishment, we make it easy to get a restaurant insurance quote that fits your needs and budget.

Why Restaurant Insurance Matters

Your restaurant is exposed to multiple risks daily—property damage, food spoilage, liquor liability, and even employee injuries. Without the right coverage, just one incident could disrupt operations or put your business at financial risk.

A customized restaurant insurance policy helps protect your business assets, covers legal liabilities, and ensures that you can recover quickly after unexpected events.

At Hawsey Insurance, we work closely with restaurant owners to build insurance packages that include essential coverages such as:

  • General Liability Insurance: Covers customer injuries and property damage that occur on your premises.
  • Commercial Property Insurance: Protects your building, equipment, furniture, and inventory from fire, theft, or vandalism.
  • Workers Compensation Insurance: Covers medical expenses and lost wages if an employee is injured on the job.
  • Liquor Liability Insurance: Essential if your restaurant serves alcohol, protecting against alcohol-related incidents.
  • Business Interruption Coverage: Helps replace lost income if you’re forced to temporarily close due to a covered loss.

How to Get a Restaurant Insurance Quote

Getting the right coverage shouldn’t be complicated. At Hawsey Insurance, our process is simple, fast, and transparent.

  1. Tell Us About Your Business: Provide some basic information about your restaurant—location, number of employees, annual revenue, and the types of services you offer.
  2. We Shop for You: Our experienced team compares rates and coverage options from top-rated carriers to find the best match for your business.
  3. Get Your Personalized Quote: You’ll receive a clear, customized restaurant insurance quote with recommendations for coverage options that make sense for your operation.

Our goal is to make sure you’re protected without paying for unnecessary extras.

Hawsey Insurance Advantage

As an independent agency, Hawsey Insurance isn’t tied to a single carrier. That means we work for you, not the insurance company. We understand the specific risks restaurant owners face, from kitchen hazards to employee turnover, and we design solutions that provide peace of mind and financial security.

Here’s what sets us apart:

  • Local Expertise: We understand the regional regulations and risks that affect restaurant businesses in your area.
  • Tailored Policies: Every restaurant is unique—your insurance should be too.
  • Responsive Support: Our team is always ready to help you with claims, renewals, and coverage updates.
  • Competitive Rates: We shop multiple carriers to ensure you’re getting the best possible value.

When you partner with us, you’re not just buying insurance—you’re gaining a trusted advisor dedicated to your restaurant’s success.

Bundle and Save on Restaurant Insurance

Want to save money and simplify your coverage? Many restaurant owners choose to bundle their policies through Hawsey Insurance. By combining multiple types of protection, you can often lower premiums and make managing your insurance easier.

Consider bundling:


Bundling gives you comprehensive protection under one umbrella and may qualify you for additional savings.

How Much Does Restaurant Insurance Cost?

The cost of restaurant insurance depends on several factors, including your restaurant’s size, location, number of employees, and services offered. For example, a small takeout café will have different needs than a large restaurant with a full bar.

When you request a restaurant insurance quote from Hawsey Insurance, we take all these factors into account to provide accurate pricing and the right level of coverage. Our team is dedicated to finding affordable options without sacrificing quality protection.

Request Your Free Restaurant Insurance Quote Today

Your restaurant deserves protection that’s as dependable as your reputation. Don’t wait until an accident or disaster puts your business at risk.

Get started with a free restaurant insurance quote from Hawsey Insurance today. We’ll help you build a policy that keeps your business secure and compliant so you can focus on what matters most: serving great food and growing your restaurant.

👉 Contact us today to request your personalized quote and discover why restaurant owners trust Hawsey Insurance for complete peace of mind.