Do you run a sub-contracting business in Mississippi? If you work with contractors performing specialized tasks such as painting, drywall, or roofing, it’s important to ensure that you and your crew have the insurance protection you need. Many people assume that contractor general liability insurance also covers sub-contractors. However, this is not always the case.
Here are some instances typically not covered by contractor general liability:
Your agent from Hawsey Insurance can help you customize a sub-contractor insurance policy unique to your business.
Request a quote for sub-contractor insurance in Mississippi today!
Contractors often hire sub-contractors to complete specific tasks for a project. Many sub-contractors work in construction. However, there are also other industries — including finance, business, professional services, and the federal government — that rely heavily on sub-contractors.
As far as insurance goes, sub-contractors often need their own policies due to gaps in contractor general liability insurance.
If you would like to explore your options, book an appointment with one of our experienced commercial insurance agents. We can help you find a sub-contractor policy that covers your workers, tools, and equipment. Additionally, a good insurance policy will also cover you for accidents and property damage that occur on sub-contracting jobs.
Workers’ compensation is required if you have at least five employees. However, we also recommend the following types of sub-contractor insurance in Mississippi:
The cost of sub-contractor insurance in Mississippi varies greatly depending on your location, the types of insurance you need, and other factors. We’ll be happy to discuss any questions you may have regarding coverage in your particular industry.
Are you ready to talk to a Hawsey Insurance agent to find out how to obtain sub-contractor insurance in Mississippi? Call us at (601) 856-7707 — we are happy to provide guidance to sub-contractors in Mississippi and the surrounding states.