Why You Should Consider Restoration Contractor Insurance

Running a restoration business means you’re in the trenches every day trying to save the homes of people who have survived fires, floods, and other devastating events. Although you take every possible safety precaution, working in hazardous conditions sometimes can yield mixed results. Who will protect you and your company if a dissatisfied client decides to sue you, months after you complete a job?

You spend your days trying to save the property and equipment of your clients. At Hawsey Insurance, our commercial insurance agents can help you put together a restoration contractor insurance package that can help you go about your work confidently knowing you are covered for risks specific to the industry.

Many GL Insurance Policies Exclude Mold and Water Damage

This is a serious problem for restoration contractors exposed to illness and diseases caused by fungus, bacteria, and mol since these exclusions create a coverage gap for those working in this industry.

Let our insurance agents review your coverage needs and find restoration contractor insurance that provides a more comprehensive policy.

Coverage for Remediation Contractor Insurance

In addition to general liability and worker’s compensation insurance, there are many coverage types that can strengthen your remediation contractor insurance, including the following:

  • Environmental Liability, aka Pollution Insurance, includes waste disposal and storage
  • Bailees Coverage for property belonging to a third party, that you transport and store
  • Property
  • Professional Liability
  • Business Auto
  • Umbrella insurance for extending your business insurance coverage limits

The Hawsey Insurance Advantage

At Hawsey Insurance, we tailor every business policy to the needs of the client. We believe in supporting clients beyond the processing of premium payments. If you have a claim, our experienced agents help you in every way they can.

For those who already have commercial insurance, schedule an appointment to review your policy with one of our licensed agents. We can meet with you in person at one of our three locations in Madison, Jackson, and Southaven, MS. You can also request a free quote online.

Our restoration contractor insurance agents serve business clients throughout Mississippi and the surrounding states. Call 601-856-7707 with questions about your personal or commercial business insurance today.