Tree trimming and removal is a demanding profession that requires skill, strength, and a constant focus on safety. From working at dangerous heights to operating chainsaws, wood chippers, and heavy equipment, tree trimmers face a unique set of risks every single day.
That’s why having the right insurance for tree trimmers isn’t just smart—it’s essential. At Hawsey Insurance, we specialize in providing comprehensive coverage for tree care professionals throughout Mississippi. Whether you’re a solo arborist or manage a large tree service crew, we’ll make sure your business is fully protected from financial loss.
Tree trimming may seem straightforward to clients, but those in the industry know it’s full of hazards:
One accident could lead to thousands—or even hundreds of thousands—of dollars in damages, medical costs, or legal fees. Tree trimmer insurance ensures your livelihood is protected, so you can focus on what you do best—keeping trees healthy and properties safe.
Hawsey Insurance works with top-rated carriers to design policies that fit the exact needs of your tree care business. Here are the most important coverages you should consider:
This is the foundation of any tree trimmer’s insurance plan. It protects your business if a client or third party claims you caused injury or property damage. For example, if a branch falls and damages a customer’s roof, general liability covers repair costs and potential legal fees.
Tree trimming is a high-risk job. Workers’ comp covers medical expenses and lost wages if your employees are injured on the job. This is often legally required and demonstrates that you prioritize your team’s safety.
Tree service businesses depend on trucks, trailers, and other vehicles to haul equipment and debris. Commercial auto insurance protects your fleet against accidents, theft, and damage.
From chainsaws to stump grinders, your tools are the backbone of your business. Equipment coverage helps you replace or repair stolen or damaged gear so you can keep working without costly downtime.
This protects your tools and equipment while in transit or stored at a job site—ideal for mobile tree trimming operations.
If you operate from a physical location—such as a shop, yard, or storage facility—commercial property coverage protects your building and contents from fire, theft, and other covered events.
Provides extra coverage beyond your primary liability policy limits, giving you added protection in case of a large claim.
Tree care professionals in Mississippi face unique regional risks that can impact your insurance needs:
At Hawsey Insurance, we understand these local challenges and craft coverage that ensures you’re protected year-round—no matter what nature throws your way.
Insurance costs for tree trimmers vary based on:
Because Hawsey Insurance partners with multiple carriers, we compare policies and pricing to make sure you get the best value without sacrificing coverage.
When you work with Hawsey Insurance, you get more than a policy—you get a partner who understands the risks and rewards of your industry.
We offer:
Don’t wait until an accident happens to find out you’re underinsured. Protect your business, your crew, and your reputation with tree trimmer insurance from Hawsey Insurance.
📞 Call us today or request a free, no-obligation quote online. We’ll review your needs, identify coverage gaps, and provide a tailored plan that gives you confidence on every job site.
