Flooding is one of the most common and costly natural disasters in the United States, and homeowners and business owners in Mississippi and Tennessee know firsthand the risks that rising waters can bring. Standard homeowners or commercial property policies typically do not cover flood damage, leaving you vulnerable to devastating financial losses if a storm, overflowing river, or heavy rain impacts your property.
At Hawsey Insurance, we provide tailored flood insurance in Mississippi and Tennessee for both residential and commercial properties. Whether you need coverage for your family home or want to safeguard your business operations, our team is here to help you find the right policy to fit your needs.
Why Flood Insurance is Essential in Mississippi and Tennessee
Both Mississippi and Tennessee experience frequent flooding risks due to their proximity to major rivers, heavy seasonal rains, and hurricane-related weather patterns. Even properties located outside high-risk flood zones can face water damage from flash flooding, poor drainage systems, or unexpected heavy downpours.
Without flood insurance, recovery can be financially overwhelming. That’s why securing coverage is a smart investment for property owners in both states.
Your home is one of your most valuable assets, and a single flood event can cause costly damage to flooring, walls, furniture, electrical systems, and personal belongings. Standard homeowners insurance does not protect against flood losses, making house flood insurance in Mississippi and Tennessee essential.
With a residential flood insurance policy from Hawsey Insurance, you can expect:
Even if you live in an area considered “low-risk,” floods can happen anywhere. FEMA reports that more than 20% of flood insurance claims come from outside high-risk flood zones.
For business owners in Mississippi and Tennessee, flood damage can be more than just a physical loss—it can disrupt operations, prevent employees from working, and even close your doors for good. That’s why commercial flood insurance is a critical part of protecting your investment.
Hawsey Insurance can help businesses secure coverage that includes:
Whether you run a small business or manage multiple properties, having a flood insurance policy in place ensures you won’t face recovery costs alone.
At Hawsey Insurance, we understand the unique risks facing property owners in Mississippi and Tennessee. Our experienced agents work directly with you to:
We take the time to make sure you understand your coverage so you can make informed decisions about your protection.
Flood insurance policies typically have a 30-day waiting period before coverage takes effect. That means you can’t wait until a storm is in the forecast to get protection. Acting now ensures that your property and finances are secure long before the next heavy rain or storm hits.
Whether you need flood insurance in Mississippi or flood insurance in Tennessee, Hawsey Insurance is here to protect what matters most.
Protect your home, your business, and your future with a flood insurance policy designed for your needs. Contact Hawsey Insurance today to speak with a local agent and get a free quote for flood insurance in Mississippi or Tennessee.
