While most daycare centers focus on children, there are also many adult daycare centers operating in Mississippi. The need for adult daycares is likely to increase as baby boomers continue to age. If you operate an adult daycare, you already know that you face different risk exposures than daycares for children.
Choosing the right insurance can protect you, the older adults in your care, and their families. Accidents are another area of concern among this vulnerable population. The right insurance can also protect you from allegations and charges against you or your employees. Learn more about the essential and optional daycare insurance in Mississippi.
The types of insurance you need depend on the size of your facility, your location, and the type of clients you work with. You will need commercial general liability, commercial property, and workers compensation insurance to provide minimal protection for your business. Be aware that Mississippi state law requires workers compensation for businesses with more than five employees.
Essential types of adult daycare insurance in Mississippi include the following:
Call Hawsey Insurance at (601) 856-7707 for advice on the best mix of daycare insurance in Mississippi. Contact us online with your questions or for a free quote. We have three offices available in Madison, Jackson, and Southaven, MS.