Here’s a short story to explain the title of this blog post—yes, it’s fictional, but we know that as a hardworking contractor in Mississippi, you can relate to it.
Jake Turner had always been good with his hands. Growing up in Mississippi, he spent his summers working alongside his uncle, a carpenter who built everything from kitchen cabinets to complete home additions. After a few years of working for a big construction company, Jake decided to go out on his own. He started small, tackling repair jobs and remodeling projects. Word spread fast, and before long, Turner Construction & Remodeling was booking bigger projects—home additions, office renovations, and even new builds.
Running a contracting business in Mississippi was everything Jake had hoped for. He had a great crew, steady clients, and a full schedule. But then, one job site accident nearly derailed everything. Without the right contractor insurance, Jake would’ve been stuck paying for everything out of pocket. It was a wake-up call.
It was a routine home addition project in Madison. Jake and his crew were finishing up the framing when a new hire lost his balance and knocked over a scaffold. The falling pipes and boards crashed into the client’s HVAC unit and took out a section of their newly installed fence.
The homeowner wasn’t happy. The HVAC system needed repairs, and the fence had to be replaced. The bill for the damage ran into the thousands.
Jake had always tried to be careful on the job, but this experience reminded him that accidents can happen anytime. Job sites are full of potential hazards, from falling materials to electrical mishaps. Even the best teams make mistakes.
After this experience, Jake sat down with an experienced insurance broker to make sure his business had the protection it needed. He upgraded his policy to cover all the risks of his growing company. His contractor coverage now included:
With the right insurance in place, Jake can focus on running his business without worrying about what could go wrong. Now, when he takes on a new project, he knows he’s covered no matter what happens on the job site.
Whether you’re a solo contractor just starting out, or managing a crew across multiple projects, having the right contractor insurance is essential for long-term success. One accident can mean the difference between staying in business and struggling to recover.
If you’re a contractor in Mississippi, make sure you have the right protection in place. Partnering with a qualified insurance agent like one of our experienced insurance brokers at Hawsey Insurance is a step in the right direction. We can tailor policies, anticipate risks, and ensure ongoing protection. We help you avoid costly mistakes that can hinder your company’s growth and stability. The right policy today can save you from major headaches tomorrow.
Call Hawsey Insurance at 601-856-7707 to request a quote for contractor insurance in Mississippi from a qualified insurance agent. Feel free to contact us online or make an appointment to stop by our Madison, Jackson, and Southaven, MS, offices.
