Owning and operating a commercial truck in Mississippi comes with significant responsibilities—and risks. Whether you run a single truck or manage an entire fleet, having the right Mississippi commercial truck insurance is essential for protecting your business, your drivers, and your cargo.
At Hawsey Insurance, we specialize in providing comprehensive, customized commercial truck insurance in Mississippi for owner-operators, trucking companies, and businesses that rely on transportation. We understand the unique challenges faced by truckers in our state, from strict industry regulations to unpredictable road hazards, and we’re here to ensure you have the protection you need.
Driving a commercial truck is very different from operating a personal vehicle. Trucks are bigger, heavier, and more costly to repair—and the cargo you haul can be valuable. That means the financial risk in an accident, theft, or cargo loss is much higher.
Mississippi law requires commercial trucks to carry minimum liability insurance, but for most businesses, basic coverage isn’t enough. A serious accident could cost hundreds of thousands—or even millions—of dollars in damages. Mississippi commercial truck insurance from Hawsey Insurance gives you the protection to keep your business running even after the unexpected happens.
Hawsey Insurance offers a wide range of coverage options for truckers, including:
Primary Liability Insurance
Covers bodily injury and property damage you may cause to others in an accident. Required by federal and state regulations.
Physical Damage Coverage
Protects your truck and trailer against damage from collisions, theft, vandalism, or natural disasters.
Motor Truck Cargo Insurance
Covers the goods you transport if they’re lost or damaged during transit.
Bobtail Insurance (Non-Trucking Liability)
Provides liability coverage when you’re driving your truck without a trailer for non-business purposes.
General Liability Insurance
Covers accidents that happen during loading, unloading, or while your truck is parked on a client’s property.
Workers’ Compensation
Required if you have employees, this covers medical expenses and lost wages if a driver is injured on the job.
We provide policies for:
Whether you haul freight locally in Mississippi or run long-haul routes across multiple states, Hawsey Insurance can customize a Mississippi commercial truck insurance policy that meets both your operational needs and your budget.
When it comes to protecting your trucking business, you need more than just an insurance policy—you need a partner who understands the industry. Here’s why truckers across Mississippi trust Hawsey Insurance:
The cost of Mississippi commercial truck insurance depends on several factors, including:
Our agents take the time to understand your business so we can find the right balance of coverage and affordability. We also look for discounts—such as safe driving records, bundled policies, and paying annually—to help you save.
Your truck is more than a vehicle—it’s your livelihood. At Hawsey Insurance, we make it easy to protect your investment with comprehensive Mississippi commercial truck insurance tailored to your needs.
Call us today to speak with a knowledgeable agent, or request a free online quote through our website. We’ll review your current policy, identify gaps in coverage, and help you find an affordable solution that keeps your business moving forward.
Don’t wait until an accident, theft, or cargo loss threatens your future—get the protection you need now.
