Cattle Farm Insurance 101

Cattle Farm InsuranceWhether you raise beef or run a dairy farm, you’re in a volatile industry where prices go up and down and potential hazards sometimes make it difficult to keep your farm afloat. Being proactive about your cattle farm insurance puts one piece of the puzzle back in your control. Dairy cows and beef cattle represent the most precious investment to your business. So protect your animals and your business against accidents, crime, and bad weather with cattle farm insurance from Hawsey Insurance.

What Incidents Does Cattle Farm Insurance Cover?

Like other types of farm insurance, cattle farm insurance covers the unique risks faced by cattle farmers and ranchers and may include the following:

  • Accidents caused by escaped cattle
  • Injury due to unexpected action by animals
  • Damage to ranch structures
  • Legal defense against allegations of animal cruelty


Work with your agent to tailor your protection to cover weather events and other hazards specific to your area. Hawsey Insurance serves cattle and dairy farmers throughout Mississippi and the surrounding states.

What’s Included in Cattle Farm Insurance?

Ultimately, you have a big say in what your insurance policy includes. Here are some assets to consider adding to your policy:

  • Personal belongings
  • Detached buildings such as sheds and garages
  • Farm and ranch structures such as fences and barns
  • Machinery and equipment
  • Personal property
  • Weather-related damage (excluding flood damage)
  • General liability protection


We can help you understand what cattle farm insurance covers and what it doesn’t. For instance, if you live in an area prone to flooding, you’ll need to seek out separate flood insurance. Your agent will walk you through every step of the process.

Request a quote today!

Why You Need Cattle Farm Insurance?

From legal defense against false animal cruelty charges to coverage for valuable hay reserves, having cattle farm insurance can protect your business from financial risks. If you live on your farm or ranch, it’s also essential to protect your family from unpredictable events.

For example, pollution liability coverage may pay for legal expenses related to defending your business against allegations of polluting waterways with animal waste or fertilizer. 

Here are a few other examples of potential coverage areas:

  • Misapplication of chemicals
  • Off premise damage from tanks
  • Off-premises transportation liability


Do you lay awake nights wondering about potential hazards or liability issues related to your livestock? With cattle farm insurance, you can rest easier and focus on running the business instead of worrying about what will happen to it.

Call Hawsey Insurance at (601) 856-7707 for more information about cattle farm insurance. Contact us online or make an appointment at one of our three locations in Madison, Jackson, and Southaven, MS.