How to Buy Business Insurance in Jackson MS?

Business Insurance Jackson MSWhether you’ve just started up your business or own a successful enterprise, it’s always worthwhile to take a look at your existing business insurance in Jackson, MS. If you don’t currently have insurance, you need to start somewhere, and we suggest setting up a meeting with one of our insurance agents near you in Jackson, MS. We also have offices in Madison or Southaven, MS, for your convenience.

At Hawsey Insurance, we often find ourselves advocating for our commercial clients. Here is information that covers the basics of what you need to know to buy business insurance.

What Is Business Insurance?

Business insurance in Jackson, MS, shields your retail, professional, contractor, and other companies from financial losses due to a covered event. There are many types of insurance policies for business owners. However, the ones that protect your employees, provide legal liability coverage, and reimburse you for property damages deserve immediate attention.

What Are the Types of Business Insurance?

A Business Owner’s Policy (BOP) usually combines at least three types of coverage:

  • Business property insurance covers damages to your physical building and equipment, whether rented or owned. This policy may include tools, computers, physical locations, and accounts receivable.
  • General liability insurance covers claims for property damage, bodily injury, and libel, slander, or other personal injury.
  • Business income insurance partially replaces income lost because you have to shut down your business for a period of time. Covered reasons may include wind, fire, and burglaries.


If you have five or more employees, you also have to invest in workers’ compensation to protect them against illness and injury at work. Product liability, vehicle insurance, and other policies can help augment your business insurance coverage in Jackson, MS.

What are the Steps to Buy Business Insurance in Jackson, MS?

Follow these 4 steps to find the right business insurance policy for you:

  1. Find a reputable, licensed and experienced agent, such as those at Hawsey Insurance.
  2. Review your existing coverage. If you would like one of our agents to audit your existing coverage, we can suggest business insurance that will cover any major gaps.
  3. Assess your risks. Consider the type of natural disasters, accidents, lawsuits, and other issues that could result in an insurance claim. Then call the knowledgeable agents at Hawsey Insurance to fine-tune your policy.
  4. We understand that things change so your insurance should keep up with what’s going on with your business. We would love to see you every year to evaluate your coverage.


We provide business insurance in Jackson, MS, as well as throughout Mississippi and the surrounding states.

Call Hawsey Insurance at (601) 856-7707 to set up an appointment to discuss business insurance in Jackson, MS. Let us help you set your business up with the right coverage.