Swimming Pool Contractors Insurance – Protecting Your Business from the Ground Up

Building and maintaining swimming pools requires skill, precision, and dedication—but it also comes with significant risk. As a swimming pool contractor, you’re responsible for complex construction projects that involve excavation, plumbing, electrical systems, and working around water. One mistake, accident, or unforeseen event could result in costly damages, lawsuits, or lost income.

At Hawsey Insurance, we provide swimming pool contractors insurance designed specifically to protect your business from these unique challenges. Serving contractors throughout Mississippi, we help you secure the coverage you need so you can focus on completing projects and growing your reputation.

Why Swimming Pool Contractors Need Specialized Insurance

Swimming pool construction isn’t just another contracting job. Each project involves multiple stages—design, excavation, plumbing, electrical work, finishing, and sometimes even landscaping. This creates a variety of potential risks, such as:

  • Property damage caused during excavation or construction
  • Injury to clients or bystanders on the job site
  • Damage to a client’s property from tools, machinery, or equipment
  • Employee injuries during construction or maintenance work
  • Weather-related delays or damage
  • Product or workmanship defects that lead to claims after a project is complete

 

Without the right insurance in place, even one of these incidents could disrupt your business or cause financial loss. Our job at Hawsey Insurance is to make sure that doesn’t happen.

Key Coverages in Swimming Pool Contractors Insurance

When you work with us, we customize your policy to include the coverages that best fit your business operations. Common protections include:

  1. General Liability Insurance

    Covers claims for bodily injury or property damage to others caused by your work, employees, or equipment. This is essential for any contractor and protects you from costly lawsuits.

  2. Contractors Equipment Insurance

    Protects valuable tools and equipment from theft, fire, or accidental damage—whether they’re stored at your shop, on the job site, or in transit.

  3. Commercial Auto Insurance

    If you use trucks, vans, or trailers to transport equipment or employees, commercial auto insurance covers accidents, property damage, and liability claims.

  4. Workers’ Compensation Insurance

    Provides medical benefits and wage replacement to employees injured on the job, helping you comply with Mississippi state requirements and protecting your team.

  5. Completed Operations Coverage

    Protects your business from claims related to work you’ve already completed, such as structural defects, faulty plumbing, or improper installation.

  6. Builder’s Risk Insurance

    Covers damage to a pool construction project while it’s in progress, including materials, equipment, and structures from risks like fire, theft, vandalism, and certain weather events.

  7. Umbrella Liability Insurance

    Adds an extra layer of liability coverage beyond your standard limits to protect your business from large claims.

Special Risks for Swimming Pool Contractors in Mississippi

Working in Mississippi means facing additional challenges that can impact your business. Severe weather, including hurricanes, tropical storms, and heavy rainfall, can delay projects and cause damage to work in progress.

Also, because swimming pools involve water, electrical systems, and structural integrity, the potential for accidents or defects is higher than in many other construction trades. At Hawsey Insurance, we make sure your policy addresses these risks so you can work with confidence.

Factors That Affect the Cost of Swimming Pool Contractors Insurance

Your insurance premium will depend on several factors, including:

  • Size of your business – Number of employees and annual revenue.
  • Scope of services – Whether you offer repairs, renovations, or only new construction.
  • Equipment value – The replacement cost of tools, vehicles, and machinery.
  • Claims history – Fewer claims may help reduce your rates.
  • Location and service area – Certain areas may have higher weather or liability risks.

 

We work with multiple top-rated insurance carriers to find the most competitive rates without sacrificing coverage quality.

Why Choose Hawsey Insurance for Your Swimming Pool Contractors Insurance

When you partner with Hawsey Insurance, you get:

  • Industry expertise – We understand the unique risks of the pool construction business.
  • Tailored policies – We don’t believe in one-size-fits-all coverage.
  • Access to multiple carriers – We shop the market to find you the best protection at the best price.
  • Local knowledge – As a Mississippi-based agency, we understand local regulations, weather patterns, and construction challenges.
  • Responsive claims support – We guide you through the claims process to help you get back to work quickly.

Get a Free Quote Today

Your swimming pool construction business deserves protection that’s as solid as the work you deliver. Don’t wait until an accident, lawsuit, or loss threatens your success—secure your swimming pool contractors insurance today.

📞 Call Hawsey Insurance now to speak with one of our experienced agents, or request a free quote online. We’ll review your current policy, identify gaps, and create a plan that safeguards your livelihood.