Pest Control Business Insurance – Protect Your Company with Hawsey Insurance

Running a pest control business requires skill, experience, and a commitment to safety—but it also comes with a unique set of risks. From handling hazardous chemicals to working in customers’ homes and businesses, you face potential liability and property damage claims every day. Without the right insurance, a single accident could threaten your livelihood.

At Hawsey Insurance, we specialize in providing pest control business insurance for companies across Mississippi. We work with you to design a custom policy that protects your business, your employees, and your clients—so you can focus on what you do best: eliminating pests and keeping customers satisfied.

Why Pest Control Business Insurance Is Essential

Pest control work often involves:

• Using chemicals that could harm people, pets, or property
• Entering customers’ homes, businesses, and private property
• Working at heights or in confined spaces
• Driving company vehicles to service locations

These activities carry risks. Without proper coverage, you could face costly lawsuits, medical bills, and equipment replacement expenses. A tailored pest control business insurance policy gives you the protection and peace of mind you need to operate confidently.

Key Coverages for Pest Control Companies

Hawsey Insurance offers custom insurance packages for pest control professionals that can include:

1. General Liability Insurance

   Covers bodily injury, property damage, and legal costs if your work causes harm to a customer or their property.

2. Professional Liability (Errors & Omissions)

   Protects you if a customer claims your pest control services were inadequate, incorrect, or caused additional problems.

3. Commercial Auto Insurance

   Covers your service vehicles in case of accidents, theft, or damage while driving to job sites.

4. Workers’ Compensation Insurance

   Pays for medical expenses and lost wages if employees are injured on the job.

5. Inland Marine / Equipment Coverage

   Protects portable tools, sprayers, traps, and other equipment while in transit or on job sites.

6. Pollution Liability Insurance

   Essential for pest control companies, this coverage protects against claims related to chemical spills, contamination, or environmental damage.

7. Commercial Property Insurance

   Covers your office, storage facilities, and inventory from fire, storm damage, vandalism, and more.

Risks Faced by Pest Control Businesses

Pest control companies face a unique mix of liability and operational risks, including:

• Chemical Exposure – Accidental spills or improper use could harm people, animals, or the environment.
• Property Damage – Damage to a customer’s home or business during service calls.
• Vehicle Accidents – Service trucks and vans are on the road daily.
• Injury to Workers – Bites, falls, or chemical-related illnesses on the job.
• Customer Disputes – Claims of ineffective treatment or missed infestations.

Our pest control business insurance policies address all of these risks, so your company stays protected no matter what challenges come your way.

How Much Does Pest Control Business Insurance Cost?

The cost of pest control business insurance depends on factors such as:

• The size of your company
• Number of employees
• Annual revenue
• Types of services provided
• Safety protocols and training programs
• Claims history

At Hawsey Insurance, we shop multiple top-rated carriers to find the best combination of coverage and price for your business.

How to Lower Your Premiums

You can reduce your insurance costs by:

• Providing employee safety training on chemical handling and equipment use
• Maintaining a clean claims history
• Using GPS tracking and safety devices in company vehicles
• Storing chemicals in secure, well-ventilated areas
• Keeping equipment in good working condition

By managing risks proactively, you not only create a safer work environment but may also qualify for lower premiums.

Why Choose Hawsey Insurance for Pest Control Coverage?

When it comes to protecting your business, you need more than just a generic policy. You need an insurance partner who understands your industry.

• Industry Expertise – We know the unique risks pest control companies face.
• Custom Coverage – Policies tailored to your specific business needs.
• Multiple Carrier Options – Access to a wide network of trusted insurance providers.
• Local Service – We’re based in Mississippi and understand the needs of local businesses.
• Responsive Claims Support – We’re here to help when you need it most.

With Hawsey Insurance, you get more than a policy—you get a partner committed to your success.

Get a Free Pest Control Business Insurance Quote

Don’t leave your business exposed to unnecessary risk. Contact Hawsey Insurance today to discuss your pest control business insurance needs. We’ll review your current coverage, identify gaps, and provide a competitive quote tailored to your company.

Call us now or request your free online quote. Let us help you safeguard your business so you can continue serving your customers with confidence.